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An Act to Amend the Consumer Credit Protection Act to Prohibit Abusive Practices by Debt Collectors. It started with the Consumer Credit Protection Act of , when Congress moved to shield consumers and their financial records from abuse. In the years following, other laws refined consumer rights, spelling out how the government can access bank customers’ information, how banks treat borrowers and the way banks handle customer deposits. The Fair Debt Collection Practices Act (FDCPA), Pub. L. ; 91 Stat. , codified as 15 U.S.C. § –p, approved on Septem (and as subsequently amended) is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that statute's stated Enacted by: the 95th United States Congress. CONSUMER PROTECTION CONSUMER CREDIT PROTECTION ACT § 1. Short title of entire Act This Act may be cited as the Consumer Credit Protection Act. [Codified to 15 U.S.C. note] [Source: Section 1 of title I of the Act of (Pub. L. No. ; 82 Stat. ), effective ] TITLE I—CONSUMER CREDIT COST DISCLOSURE.
Pub. L. 90–, §1, , 82 Stat. , provided that: "This Act [enacting this chapter, sections to of Ti Crimes and Criminal Procedure, and provisions set out as notes under this section, sections and of this title, and section of Title 18] may be cited as the 'Consumer Credit Protection Act'.". Subject to subtitle B of the Consumer Financial Protection Act of , compliance with any requirements imposed under this subchapter shall be enforced under-- (1) section 8 of the Federal Deposit Insurance Act [12 U.S.C. ], by the appropriate Federal banking agency, as defined in section 3(q) of the Federal Deposit Insurance Act (12 U.S.C. protection act, PA , MCL to , representations by a manufacturer that the container holding device is degradable contrary to the definition provided in that act. (ee) Representing that a product or package is degradable, biodegradable, or photodegradable unless it File Size: 70KB. The short titles of the Act probably should be enclosed in quotation marks. CONSUMER CREDIT PROTECTION ACT [Public Law ; 82 Stat. ; 15 U.S.C. et seq.] [As Amended Through P.L. –, Enacted Ma ] øCurrency: This publication is a compilation of the text of Public Law It wasFile Size: KB.
the Central Consumer Protection Council, the Ministry of Consumer Affairs and the National Commission provided insight into the required amendments. Thus the amendments were proposed for the third time to the Parliament and by Act 62 of these amendments came into effect from These amendments have greater significance because File Size: KB. (1) a pamphlet published by the Bureau pursuant to section 4 of the Home Equity Consumer Protection Act of ; or (2) any pamphlet which provides substantially similar information to the information described in such section, as determined by the Bureau. [Codified to 15 U.S.C. a]. Consumer Credit Protection Act. The Consumer Credit Protection Act (15 U.S.C.A. § et seq. ) is federal statute designed to protect borrowers of money by mandating complete disclosure of the terms and conditions of finance charges in transactions; by limiting the Garnishment of wages; and by regulating the use of charge accounts.. The Consumer Credit . The Consumer Credit Act regulates credit card purchases but also gives you protection when you enter into a loan or hire agreement. It also gives you the right to a cooling off period. Consumer credit in the UK is regulated by the Consumer Credit Act (amended in ), the Financial Services and Markets Act and various regulations.